What the wallet is
The wallet facility lets you:
Add money in advance to a wallet balance.
Use that balance to pay for checks, instead of making a separate card payment for every application.
How you add funds
You can top up the wallet by:
Debit / credit card, or
BACS (bank transfer)
Important:
BACS payments are only accepted as a way to top up the wallet (not to pay directly for individual checks).
BACS funds are usually added to your wallet within 1 working day of uCheck receiving cleared funds,
unless the correct payment reference is missing, which can cause delays.
Top-up limits
Minimum wallet top-up per transaction: £5.00
Maximum wallet top-up per transaction: £300.00
Who can top up
There are no restrictions on who can add funds to the wallet, as long as they use a valid payment method.
Visibility and control
Your wallet balance is always visible in the system.
You can withdraw funds at any time if you no longer need them in the wallet.
Statement history
You can track all wallet activity using the statement history:
Shows:
Deposits
Withdrawals
Refunds
Checks that have used wallet funds
Covers up to 12 months of records.
You can:
Filter by date for live viewing.
Download the statement as a CSV file for your records.
This helps you monitor wallet usage and reconcile payments internally.